Insured Perils
Subject to the provisions in the policy and any endorsements that might be attached
- Fire and Lightning
- Windstorm
- Hail
- Hurricane and Tornado
- Explosion
- Riot and Civil Commotion
- Smoke and other Extended Coverage
- Theft
- Vandalism and Malicious Mischief
- Accidental Glass Breakage
- Sudden and Accidental Discharge of Water
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Insurable Property
Subject to underwriting guidelines
- Owner Occupied Dwelling
- Furniture and Household Goods
- Outbuildings and Barns
- Duplex, Tri-plex and Four-plex Units
- Rental Property
- Churches
- Community Halls • Lodge Halls
- Weekend Homes
- Lake Homes
- Trailers used for Farming
- Vacant Dwellings
- Farm Implements • Farm Tractors
- Non-Profit Organization Buildings
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